Casino Hold Percentage in Canadian iGaming

James Whitfield
Last updated at 24 February 2026, 3:23 PM
  • Games
  • Wagering

Hold percentage measures the share of wagers a casino retains as gaming revenue before operating costs. Actual hold equals total wagers minus player payouts, divided by total wagers, then multiplied by 100. Theoretical hold is the game’s built-in long-run advantage and usually equals 100% minus RTP.

A 5% theoretical hold corresponds to 95% return to player: over a very large sample, $100 in cumulative bets would produce an expected $95 in payouts. Short sessions can differ sharply because of variance. For Canadian players, understanding this distinction makes game mathematics, published RTP figures, and bankroll risk easier to assess.

Hold Percentage

How Casino Hold Percentage Is Calculated

Actual hold = (wagers − payouts) ÷ wagers × 100. If players stake $50,000 and receive $47,500 in winnings, the observed hold is 5%. For a game’s mathematical model, theoretical hold generally equals 100% − RTP; a 96% slot RTP therefore implies 4% hold. The two figures need not match over a day, session, or small sample because random variance moves results around the expected value. Ontario’s regulated iGaming framework places game integrity and player awareness under Alcohol and Gaming Commission of Ontario standards, while operators calculate aggregate gaming revenue from wagers less player winnings.

How Hold Percentage Affects Canadian Players

Hold predicts long-run average cost, not the outcome of one session. At 5% theoretical hold, $1,000 in cumulative wagering carries an expected loss of $50, but the actual result may be a win or a much larger loss. Slot volatility changes how unevenly returns arrive; it does not by itself determine hold. Players cannot alter a slot’s fixed paytable, although strategy and rule choices can change the effective house edge in blackjack and video poker. Comparing RTP, rules, and wager size supports informed bankroll decisions. Deposit limits, loss limits, and time reminders address spending directly rather than guaranteeing theoretical returns.

Game TypeTypical Theoretical HoldEquivalent RTP
Online slots3%–8%92%–97%
Blackjack0.5%–2%98%–99.5%
Roulette2.70% or 5.26%97.30% or 94.74%
Video poker0.5%–5%95%–99.5%

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